The information contained herein does not constitute a solicitation
or an offer into a transaction. Investment products may not be available in all jurisdictions.
Unless otherwise indicated, investment products are not bank deposits, and are not obligations of,
or guaranteed by Citibank, N.A., Citicorp or their affiliates and are subject to investment risks,
including foreign exchange risks and possible loss of principal amount invested. Past
performance is not an indication of, nor a guarantee of future performance. Investment products
are not for sale or distribution to US persons.